/* =========================================================
   Meta Global - Site Stylesheet
   Palette:
     Deep Navy   #0B3550  (trust, primary)
     Teal        #0F8B8D  (growth, secondary)
     Coral       #FF6B4A  (energy / CTA)
     Gold        #F5A623  (rewards / highlight)
     Off-white   #F7F9FB  (background)
   ========================================================= */

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }

body {
    font-family: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
    color: #1F2933;
    background: #F7F9FB;
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
ul { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, h4 { margin: 0 0 12px 0; font-weight: 700; color: #0B3550; }

.wrap {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ---------- Top bar ---------- */
.topbar {
    background: #0B3550;
    color: #CFE3EC;
    font-size: 13px;
}
.topbar-inner {
    display: flex;
    gap: 24px;
    padding: 8px 24px;
    flex-wrap: wrap;
}
.topbar-right { margin-left: auto; opacity: .85; }

/* ---------- Header ---------- */
.site-header {
    background: #FFFFFF;
    box-shadow: 0 2px 10px rgba(11,53,80,0.08);
    position: sticky;
    top: 0;
    z-index: 100;
}
.header-inner {
    display: flex;
    align-items: center;
    padding: 14px 24px;
    flex-wrap: wrap;
}
.brand { display: flex; align-items: center; gap: 12px; margin-right: auto; }
.brand-mark {
    width: 46px; height: 46px;
    border-radius: 12px;
    background: linear-gradient(135deg, #0F8B8D, #0B3550);
    color: #fff;
    font-weight: 800;
    font-size: 18px;
    display: flex; align-items: center; justify-content: center;
    letter-spacing: 1px;
}
.brand-text { display: flex; flex-direction: column; line-height: 1.2; }
.brand-name { font-size: 20px; font-weight: 800; color: #0B3550; }
.brand-tag { font-size: 11px; color: #FF6B4A; font-weight: 600; letter-spacing: .5px; text-transform: uppercase; }

.main-nav { display: flex; align-items: center; gap: 6px; flex-wrap: wrap; }
.main-nav a {
    padding: 10px 14px;
    border-radius: 8px;
    font-weight: 600;
    font-size: 14.5px;
    color: #0B3550;
    transition: background .15s ease, color .15s ease;
}
.main-nav a:hover { background: #EAF6F6; color: #0F8B8D; }
.nav-btn-outline {
    background: #0F8B8D !important;
    border: 2px solid #0F8B8D !important;
    color: #fff !important;
}
.nav-btn-outline:hover {
    background: #0C7173 !important;
    border-color: #0C7173 !important;
    color: #fff !important;
}
.nav-btn-solid {
    background: linear-gradient(135deg, #FF6B4A, #F5A623) !important;
    color: #fff !important;
    box-shadow: 0 4px 12px rgba(255,107,74,0.35);
}
.nav-btn-solid:hover { opacity: .92; color: #fff !important; }

.nav-toggle { display: none; }
.nav-toggle-label { display: none; }

.nav-dropdown { position: relative; }
.nav-dropdown-toggle { display: inline-flex; align-items: center; gap: 4px; }
.nav-dropdown-menu {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    margin-top: 6px;
    min-width: 150px;
    background: #fff;
    border-radius: 8px;
    box-shadow: 0 8px 24px rgba(11,53,80,0.18);
    padding: 6px;
    z-index: 200;
}
.nav-dropdown-menu a {
    display: block;
    padding: 8px 12px;
    border-radius: 6px;
    color: #0B3550;
    font-weight: 600;
    font-size: 14.5px;
}
.nav-dropdown-menu a:hover { background: #EAF6F6; color: #0F8B8D; }
.nav-dropdown:hover .nav-dropdown-menu,
.nav-dropdown:focus-within .nav-dropdown-menu { display: block; }

/* ---------- Hero ---------- */
.hero {
    background: linear-gradient(120deg, #0B3550 0%, #0F8B8D 100%);
    color: #fff;
    padding: 70px 0 90px;
    position: relative;
    overflow: hidden;
}
.hero-inner {
    display: flex;
    align-items: center;
    gap: 48px;
    flex-wrap: wrap;
}
.hero-copy { flex: 1 1 420px; }
.hero-eyebrow {
    display: inline-block;
    background: rgba(255,255,255,0.15);
    padding: 6px 14px;
    border-radius: 999px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: .5px;
    margin-bottom: 18px;
}
.hero h1 { color: #fff; font-size: 40px; line-height: 1.2; margin-bottom: 16px; }
.hero p.lead { font-size: 17px; color: #E4F2F2; max-width: 540px; margin-bottom: 26px; }
.hero-stats { display: flex; gap: 32px; margin-top: 34px; flex-wrap: wrap; }
.hero-stat-num { font-size: 26px; font-weight: 800; color: #F5A623; }
.hero-stat-label { font-size: 13px; color: #CFE3EC; }
.hero-art {
    flex: 1 1 320px;
    display: flex;
    justify-content: center;
}
.hero-card {
    background: #fff;
    border-radius: 18px;
    padding: 26px;
    color: #1F2933;
    box-shadow: 0 20px 50px rgba(0,0,0,0.25);
    width: 100%;
    max-width: 360px;
}
.hero-card h3 { color: #0B3550; }
.hero-card .price { font-size: 34px; font-weight: 800; color: #FF6B4A; }
.hero-card .price small { font-size: 14px; color: #6B7785; font-weight: 500; }
.hero-card ul li { padding: 6px 0; font-size: 14px; border-bottom: 1px dashed #E3E9EE; }
.hero-card ul li:last-child { border-bottom: none; }

/* ---------- Buttons ---------- */
.btn {
    display: inline-block;
    padding: 13px 26px;
    border-radius: 10px;
    font-weight: 700;
    font-size: 15px;
    cursor: pointer;
    border: none;
    transition: transform .12s ease, box-shadow .12s ease, opacity .12s ease;
}
.btn-primary {
    background: linear-gradient(135deg, #FF6B4A, #F5A623);
    color: #fff;
    box-shadow: 0 8px 20px rgba(255,107,74,0.35);
}
.btn-primary:hover { transform: translateY(-2px); }
.btn-outline-light {
    background: transparent;
    color: #fff;
    border: 2px solid rgba(255,255,255,0.7);
}
.btn-outline-light:hover { background: rgba(255,255,255,0.12); }
.btn-secondary {
    background: #0B3550;
    color: #fff;
}
.btn-secondary:hover { opacity: .9; }
.btn-block { display: block; width: 100%; text-align: center; }

/* ---------- Sections ---------- */
.section { padding: 64px 0; }
.section-alt { background: #FFFFFF; }
.section-tint { background: #EFF7F7; }
.section-dark {
    background: linear-gradient(120deg, #0B3550, #0F8B8D);
    color: #fff;
}
.section-dark h2, .section-dark h3 { color: #fff; }
.section-head { text-align: center; max-width: 680px; margin: 0 auto 44px; }
.section-head .eyebrow {
    color: #0F8B8D;
    font-weight: 800;
    font-size: 13px;
    letter-spacing: 1px;
    text-transform: uppercase;
    display: block;
    margin-bottom: 10px;
}
.section-head h2 { font-size: 30px; }
.section-head p { color: #56636F; }

/* ---------- Grids / Cards ---------- */
.grid { display: grid; gap: 26px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-5 { grid-template-columns: repeat(5, 1fr); }

.card {
    background: #fff;
    border-radius: 16px;
    padding: 28px;
    box-shadow: 0 8px 24px rgba(11,53,80,0.08);
    border: 1px solid #EDF1F4;
}
.card-icon {
    width: 52px; height: 52px;
    border-radius: 14px;
    display: flex; align-items: center; justify-content: center;
    font-size: 22px;
    color: #fff;
    margin-bottom: 16px;
}
.icon-navy   { background: linear-gradient(135deg,#0B3550,#123E63); }
.icon-teal   { background: linear-gradient(135deg,#0F8B8D,#0D6E70); }
.icon-coral  { background: linear-gradient(135deg,#FF6B4A,#E85736); }
.icon-gold   { background: linear-gradient(135deg,#F5A623,#D98C0F); }

.card h3 { font-size: 18px; margin-bottom: 8px; }
.card p { color: #56636F; font-size: 14.5px; margin: 0; }

.step-num {
    display: inline-flex;
    align-items: center; justify-content: center;
    width: 34px; height: 34px;
    border-radius: 50%;
    background: #F5A623;
    color: #fff;
    font-weight: 800;
    margin-bottom: 14px;
}

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; border-radius: 14px; box-shadow: 0 8px 24px rgba(11,53,80,0.08); }
table.comp-table {
    width: 100%;
    border-collapse: collapse;
    background: #fff;
    font-size: 14.5px;
}
table.comp-table th {
    background: #0B3550;
    color: #fff;
    text-align: left;
    padding: 14px 18px;
}
table.comp-table td {
    padding: 13px 18px;
    border-bottom: 1px solid #EEF2F5;
}
table.comp-table tr:nth-child(even) td { background: #F7FAFB; }
table.comp-table tr:last-child td { border-bottom: none; }

/* ---------- Badges / callouts ---------- */
.badge {
    display: inline-block;
    padding: 4px 12px;
    border-radius: 999px;
    font-size: 12px;
    font-weight: 700;
}
.badge-teal { background: #E4F5F5; color: #0F8B8D; }
.badge-coral { background: #FFEAE3; color: #E85736; }
.badge-gold { background: #FDF1DC; color: #B87A0C; }

.callout {
    border-left: 5px solid #0F8B8D;
    background: #EFF7F7;
    padding: 18px 22px;
    border-radius: 10px;
    margin: 26px 0;
}
.callout.warn {
    border-left-color: #FF6B4A;
    background: #FFF3EF;
}
.callout h4 { margin-bottom: 6px; }
.callout p { margin: 0; color: #3D4A56; font-size: 14.5px; }

/* ---------- Forms ---------- */
.form-card {
    background: #fff;
    border-radius: 18px;
    padding: 36px;
    box-shadow: 0 12px 34px rgba(11,53,80,0.12);
    max-width: 520px;
    margin: 0 auto;
}
.form-group { margin-bottom: 18px; }
.form-group label {
    display: block;
    font-weight: 700;
    font-size: 13.5px;
    color: #0B3550;
    margin-bottom: 6px;
}
.form-control {
    width: 100%;
    padding: 12px 14px;
    border-radius: 9px;
    border: 1.5px solid #DCE4EA;
    font-size: 15px;
    font-family: inherit;
    background: #FBFCFD;
}
.form-control:focus {
    outline: none;
    border-color: #0F8B8D;
    box-shadow: 0 0 0 3px rgba(15,139,141,0.15);
}
.field-note { font-size: 12.5px; color: #8492A0; margin-top: 4px; }
.validation-msg { color: #E0483A; font-size: 12.5px; margin-top: 4px; display: block; }
.form-success {
    background: #E9F8EF;
    border: 1px solid #B7EAC7;
    color: #1F7A45;
    padding: 16px 18px;
    border-radius: 10px;
    margin-bottom: 20px;
    font-weight: 600;
}
.form-error {
    background: #FDECEA;
    border: 1px solid #F5C2BC;
    color: #B3261E;
    padding: 16px 18px;
    border-radius: 10px;
    margin-bottom: 20px;
    font-weight: 600;
}

/* ---------- Footer ---------- */
.site-footer {
    background: #0B3550;
    color: #CFE3EC;
    padding-top: 50px;
}
.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.4fr;
    gap: 32px;
    padding-bottom: 30px;
    border-bottom: 1px solid rgba(255,255,255,0.12);
}
.footer-brand { margin-bottom: 12px; }
.footer-col h4 { color: #fff; font-size: 14px; text-transform: uppercase; letter-spacing: .5px; margin-bottom: 14px; }
.footer-col a, .footer-col p { display: block; color: #B9D2DD; font-size: 14px; margin-bottom: 10px; }
.footer-col a:hover { color: #F5A623; }
.footer-disclaimer {
    padding: 20px 24px;
    font-size: 12.5px;
    color: #9FBDCA;
}
.footer-disclaimer a { color: #F5A623; font-weight: 600; }
.footer-bottom {
    text-align: center;
    font-size: 12.5px;
    padding: 16px 24px 24px;
    color: #7FA0AF;
}

/* ---------- Utility ---------- */
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
    .grid-4, .grid-5 { grid-template-columns: repeat(2, 1fr); }
    .grid-3 { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 700px) {
    .nav-toggle-label {
        display: flex; align-items: center; justify-content: center;
        width: 40px; height: 40px; border-radius: 8px;
        background: #EAF6F6; cursor: pointer; margin-left: auto;
    }
    .nav-toggle-label span, .nav-toggle-label span::before, .nav-toggle-label span::after {
        content: ""; display: block; width: 20px; height: 2px; background: #0B3550;
        position: relative;
    }
    .nav-toggle-label span::before { position: absolute; top: -6px; width: 20px; height: 2px; background: #0B3550; }
    .nav-toggle-label span::after { position: absolute; top: 6px; width: 20px; height: 2px; background: #0B3550; }
    .main-nav {
        flex-basis: 100%;
        display: none;
        flex-direction: column;
        align-items: stretch;
        gap: 4px;
        padding-top: 12px;
    }
    .nav-toggle:checked ~ .main-nav { display: flex; }
    .nav-dropdown-menu {
        display: block;
        position: static;
        box-shadow: none;
        background: transparent;
        padding: 0 0 0 14px;
        margin-top: 2px;
    }
    .grid-2, .grid-3, .grid-4, .grid-5 { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .hero h1 { font-size: 30px; }
}